Long Term Care and Dental Program added

I have added a couple of great new product lines: Long Term Care and Dental/Vision/Hearing plan.

Life Secure - Long Term Care: Long term care assists people who cannot perform essential daily activities on their own; things like eating, dressing, and using the bathroom. This is usually due to a chronic illness or degenerative condition.

Long term care can be provided in a variety of places, whether at home or at an assisted living facility, a nursing home or other setting. It consists mostly of "custodial care", or assistance with daily activities, rather than medical care that would be covered by your health plan.

Medico - Dental/Vision/Hearing - No Network , visit any Dentist.

Current Open Enrollment Update

For those of you with Medicare, this is a very important time of year. It is Medicare Advantage Disenrollment Period (MADP). This is the time frame, from January 1st - February 14th, when you can disenroll from a Medicare Advantage Plan if you are not satisfied with it for any reason. To disenroll, you may call Medicare, write to your Medicare Advantage Plan, or simply enroll in a Part D Medicare Drug Plan. By enrolling in a Part D Medicare Drug Plan, you will be automatically disenrolled from your Medicare Advantage Plan. This will place you back on Original Medicare, with the Part D Plan that you have enrolled in. If you disenroll by calling Medicare or writing to your current Medicare Advantage Plan, please remember to enroll in a Part D Medicare Drug Plan, in order to continue your drug coverage. Otherwise, you may not be able to obtain a Part D plan until 1/1/2012. If you have questions, please contact us. You may also be eligible for a Medicare Supplement Plan to supplement Original Medicare, if you disenroll from your Medicare Advantage Plan.

Busy Week - Considering new Prodcut Line

I have been considering adding Long Term Care Insurance to my portfolio. I have several carriers that I am interested in working with. Once I decide on the carrier I will update the blog with information.

Happy New Year 2011!

Was a very busy year signing up many new clients during the Annual Enrollment Period! Starting Jan 1 - Feb 14 you can move from a Medicare Advantage Plan into a Supplement plan.

Wal Mart for Medicare Part D Drug Plans

I will be at the Kailua Kona Wal-Mart today , December 6th and tomorrow from 2pm - 5pm. I will be representing Humana Part D Drug plans.

Come by and say hello!

Advantage Plans

Have been busy signing up new clients for Medicare Advantage Plans. Anthem Blue Cross for Nevada and California offers some great PPO Plans.

I have also been appointed to sell Humana Part D Drug plans. If you live near a Wal Mart this could be a great fit.

Call me anytime: 1-888-402-2778

Medicare Supplements

I have been very busy moving people from Medicare Advantage plans over to Medicare Supplement Plans. I represent all the Major Medicare Supplement carries in Nevada, California and Hawaii.

Give me a call at 1-888-402-2778 or send me an email tom@m2insurance.com and I will send you a free comparison chart. The differences can be eye opening!

Tom