September 23 2010 Health Insurance Policy New Requierments

The Following are the new preventive care services that will be on all polices that are purchased after 9/23/2010:

If you have a new health insurance plan or insurance policy beginning on or after September 23, 2010, the following preventive services must be covered without your having to pay a copayment or coinsurance or meet your deductible, when these services are delivered by a network provider.
Covered Preventive Services for Adults

* Abdominal Aortic Aneurysm one-time screening for men of specified ages who have ever smoked
* Alcohol Misuse screening and counseling
* Aspirin use for men and women of certain ages
* Blood Pressure screening for all adults
* Cholesterol screening for adults of certain ages or at higher risk
* Colorectal Cancer screening for adults over 50
* Depression screening for adults
* Type 2 Diabetes screening for adults with high blood pressure
* Diet counseling for adults at higher risk for chronic disease
* HIV screening for all adults at higher risk
* Immunization vaccines for adults--doses, recommended ages, and recommended populations vary:
o Hepatitis A
o Hepatitis B
o Herpes Zoster
o Human Papillomavirus
o Influenza
o Measles, Mumps, Rubella
o Meningococcal
o Pneumococcal
o Tetanus, Diphtheria, Pertussis
o Varicella
* Obesity screening and counseling for all adults
* Sexually Transmitted Infection (STI) prevention counseling for adults at higher risk
* Tobacco Use screening for all adults and cessation interventions for tobacco users
* Syphilis screening for all adults at higher risk

Covered Preventive Services for Women, Including Pregnant Women

* Anemia screening on a routine basis for pregnant women
* Bacteriuria urinary tract or other infection screening for pregnant women
* BRCA counseling about genetic testing for women at higher risk
* Breast Cancer Mammography screenings every 1 to 2 years for women over 40
* Breast Cancer Chemoprevention counseling for women at higher risk
* Breast Feeding interventions to support and promote breast feeding
* Cervical Cancer screening for sexually active women
* Chlamydia Infection screening for younger women and other women at higher risk
* Folic Acid supplements for women who may become pregnant
* Gonorrhea screening for all women at higher risk
* Hepatitis B screening for pregnant women at their first prenatal visit
* Osteoporosis screening for women over age 60 depending on risk factors
* Rh Incompatibility screening for all pregnant women and follow-up testing for women at higher risk
* Tobacco Use screening and interventions for all women, and expanded counseling for pregnant tobacco users
* Syphilis screening for all pregnant women or other women at increased risk

Covered Preventive Services for Children

* Alcohol and Drug Use assessments for adolescents
* Autism screening for children at 18 and 24 months
* Behavioral assessments for children of all ages
* Cervical Dysplasia screening for sexually active females
* Congenital Hypothyroidism screening for newborns
* Developmental screening for children under age 3, and surveillance throughout childhood
* Dyslipidemia screening for children at higher risk of lipid disorders
* Fluoride Chemoprevention supplements for children without fluoride in their water source
* Gonorrhea preventive medication for the eyes of all newborns
* Hearing screening for all newborns
* Height, Weight and Body Mass Index measurements for children
* Hematocrit or Hemoglobin screening for children
* Hemoglobinopathies or sickle cell screening for newborns
* HIV screening for adolescents at higher risk
* Immunization vaccines for children from birth to age 18 —doses, recommended ages, and recommended populations vary:
o Diphtheria, Tetanus, Pertussis
o Haemophilus influenzae type b
o Hepatitis A
o Hepatitis B
o Human Papillomavirus
o Inactivated Poliovirus
o Influenza
o Measles, Mumps, Rubella
o Meningococcal
o Pneumococcal
o Rotavirus
o Varicella
* Iron supplements for children ages 6 to 12 months at risk for anemia
* Lead screening for children at risk of exposure
* Medical History for all children throughout development
* Obesity screening and counseling
* Oral Health risk assessment for young children
* Phenylketonuria (PKU) screening for this genetic disorder in newborns
* Sexually Transmitted Infection (STI) prevention counseling for adolescents at higher risk
* Tuberculin testing for children at higher risk of tuberculosis
* Vision screening for all children